3Line Card Management

Centralized Asset Management for Payment UI, Marketing Visuals, and Receipts with Netiks Cloud

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This case study highlights the impact achieved by Cognetiks Consulting in collaboration with 3Line Card Management Limited, a leading fintech and payment infrastructure provider in Nigeria. 3Line delivers secure, scalable electronic payment solutions across POS, web, mobile, USSD, and ATM channels, serving banks, fintechs, enterprises, and agent networks. Leveraging our expertise in cloud-native platforms and digital asset management, we supported 3Line in integrating Netiks Cloud to centralize and optimize the storage, management, and delivery of payment UI visuals, marketing assets, and transaction receipt images. This integration improved platform performance, simplified asset updates, ensured consistent visual delivery across channels, and introduced a scalable approach to managing visual transaction records.

Client Background

3Line Card Management Limited is a financial technology company providing payment processing, switching, agent banking, and card solutions for financial institutions and enterprises. Their platforms support multiple transaction channels, including POS terminals, mobile applications, USSD, web, and ATM integrations.

As 3Line expanded its services and partner ecosystem, maintaining consistent, high-quality visual assets across customer-facing platforms, partner portals, and marketing channels became increasingly important. At the same time, the growth in transaction volumes created a need for a more scalable way to manage receipt and confirmation visuals generated across payment channels.

The Challenge: Managing Payment Visuals and Receipts at Scale

3Line’s platforms and public channels rely on a wide range of visual assets, including:

  1. Payment UI visuals and service diagrams
  2. Partner and bank logos displayed across websites and portals
  3. Marketing banners and solution illustrations
  4. Transaction receipt and confirmation images generated by POS, agent, and digital channels

Before adopting Netiks Cloud, 3Line faced several challenges:

  1. Fragmented asset storage: UI and marketing visuals were managed across multiple locations
  2. Performance limitations: Static images affected load times on service pages and portals
  3. Complex updates: Updating logos or solution visuals required developer involvement
  4. Receipt management overhead: Storing and retrieving receipt images added pressure to core payment systems
  5. Scalability concerns: Growing transaction volumes increased the need for a reliable receipt storage mechanism

3Line required a solution that could centralize visual asset management, optimize delivery, and scale efficiently alongside its payment infrastructure.

Our Approach: Centralized Visual and Receipt Asset Management with Netiks Cloud

To address these challenges, 3Line integrated Netiks Cloud as the centralized platform for managing payment-related visuals and transaction receipt assets.

Centralized Asset Storage: All payment UI visuals, partner logos, solution diagrams, and marketing graphics are stored and managed in Netiks Cloud, creating a single source of truth for visual assets across 3Line’s digital channels.

Optimized Visual Delivery: Marketing and UI images are delivered via Netiks Cloud’s optimized URLs, automatically adapting to device type and screen size. This ensures fast load times and consistent presentation across web and portal experiences.

Receipt Asset Storage: Transaction receipt and confirmation images generated across payment channels are stored securely in Netiks Cloud and associated with metadata such as transaction ID, date, and channel type. This enables efficient retrieval without impacting core transaction systems.

Seamless Integration: 3Line’s platforms reference Netiks Cloud-hosted assets directly, allowing marketing and operations teams to update visuals or manage receipt access without redeploying applications or modifying payment logic.

Consistency and Brand Control: Standardized image formats and delivery rules ensure consistent branding and quality across all customer-facing and partner touchpoints.

Results and Benefits

The integration of Netiks Cloud delivered immediate and long-term value for 3Line:

  1. Improved Performance: Faster load times for service pages and portals
  2. Scalability: Supports growing partner networks and transaction volumes with minimal overhead
  3. Operational Efficiency: Visual updates no longer depend on development cycles
  4. Receipt Traceability: Secure, organized access to transaction receipt images for support and audit purposes
  5. Consistency: Unified branding and visual quality across platforms
  6. Future-Ready: Foundation for expanded agent portals, partner dashboards, and enhanced reporting visuals

With Netiks Cloud powering centralized visual and receipt asset management, 3Line is well-positioned to scale its payment infrastructure while maintaining performance, reliability, and operational efficiency. The platform now has a flexible image delivery foundation that can support future enhancements such as merchant dashboards, advanced reporting, and expanded agent banking experiences.

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